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what is a swift ?

SWIFT - Society for Worldwide Interbank Financial Telecommunications 

SWIFT is a cooperative society under Belgian law and it is owned by its member financial institutions. SWIFT has offices around the world. SWIFT headquarters, designed by Ricardo Bofill Taller de Arquitectura are located in La Hulpe, Belgium, near Brussels.The current Chairman of SWIFT is Yawar Shah, who was born and raised in Pakistan, and the CEO is L├ízaro Campos, who is from Spain.

SWIFT - Society for Worldwide Interbank Financial Telecommunications
SWIFT operates a worldwide financial messaging network which exchanges messages between banks and other financial institutions.

SWIFT enables its users to exchange automated, standardised financial information securely and reliably, thereby lowering costs, reducing operational risk and eliminating operational inefficiencies. SWIFT also brings the financial community together to work collaboratively to shape market practice, define standards and debate issues of mutual interest.

SWIFT transports financial messages in a highly secure way, but does not hold accounts for its members and does not perform any form of clearing or settlement.

SWIFT does not facilitate funds transfer, rather, it sends payment orders, which must be settled via correspondent accounts that the institutions have with each other. Each financial institution, to exchange banking transactions, must have a banking relationship by either being a bank or affiliating itself with one (or more) so as to enjoy those particular business features.

Bank identifier codes (BICs) are popularly known as "SWIFT codes".
SWIFT Code is a unique identification code for a particular bank and it is a standard format of Bank Identifier Codes (BIC).

SWIFT Codes are used for transferring money and messages between banks. 
SWIFT Code is 8 or 11 characters for a bank. If SWIFT Code is 8 character code then it points to the primary branch/office
  • First 4 characters represents bank code.
  • Next 2 characters represents ISO 3166-1 alpha-2 country code.
  • Next 2 characters represents location code. (letters and digits) (passive participant will have "1" in the second character)
  • Last 3 characters represents branch code. These characters are optional. ('XXX' for primary office)

There are a great many SWIFT codes which correspond to various types of message. A SWIFT code is normally made up of the letters 'MT', and then a three digit number. The 'MT' simply stands for 'message type', and the numbers correspond to a certain type of SWIFT message. For obvious reasons these numbers are standardized globally and do not change between countries.

About health--benefits Blog

Title of the blog :Health Benefits

Health Benefits is a new blog created with an aim to propagate about the health benefits of everything used in our day-to-day life.

Health Benefits blog is created in the beginning of February,2012.Below I have mentioned the URL of my new blog.

I request all my visitors to visit my new Health Benefits blog and to share YOUR views about my new blog.

It contains post on health benefits of fruits,nuts and root right now.

This is my blog address

Second Request to all my visitors .
If anyone have knowledge about  the problem below,please help to fix the issues.

When I type in google search with .in also my blog is opening

After my blog started redirecting to a country-specific URL
my search results are shown seperately.

While sharing my permalink,I m pasting with .in as

So all my post are shown only if i search my blog as
Nothing is shown under the original address i registered which is

My question is while submitting my sites in blog communities or while sharing my post
how i have to do?changing to .com i have to submit?

To increase the confusion my blog is opening with and without www like


We went for a local sightseeing in Delhi in a touring van with nearly 10 members.To happily spend the day together we all introduced to each other formally.

Now I want to share about the two friends who came along with us.

Both guys were very interesting to watch.It seems one is very passionate about taking photos and other guy is crazy about giving pose for photos.Both friends can be noted for perfection in their work.We entered Jama Masjid,looked all around the mosque,admired architectural works,made a few clicks and we rested in a place.Many tourist people did the same as we did.But those two guys were different.

By profession,they both were IT professionals.One like photographer finding a location for his movie or serial, very seriously rolling over his camera and searching for the best location to click.Another like hero acting in a movie was very busy in correcting his hair style with mirror.

As a tourist,primarily we give importance to visit the place all around within the time given.Then if the place is of any significance or if we like the place we will click.To keep as good memories generally people will take photos with a smiling face by standing and sitting in a different position.This alone I have seen.

Although it was their first visit, those two guys never bothered more about visiting all around.Everytime the photographer guy uses to set  the location and instruct the other guy to pick the costume matching to the location and to get ready for his clicks.When everyone was in a hurry to cover the place,those guys without caring concentrated only in justifying their each and every photo.

Next day,we went to Taj Mahal.Seeing the beauty of Taj Mahal like others even they both got disturbed initially.But no sooner they both started their work hurriedly to make more clicks.As usual we all visited,clicked and came to these friends to watch them.More crowd was around them.But those two guys were in their own world of taking photos and giving pose without caring about the crowd watching.The guy who is giving pose had dark and light color shirts,two different jackets and glasses to change for the photos as required.

The photographer guy took us a group photo.Then they both started admiring their own work.They were discussing about the role they played and were admiring their photos.Finally while returning we all got excited and inquired them about the purpose of taking photos.They replied not for any professional use and it is just for the memories and to show to their friends.It seems that one hates taking photos and other hate giving pose.We asked the photographer guy about not being in a single photo.He replied that he has no interest in that.Similarly the other guy with him,never clicked a single photo.Both concentrated only in their own interest.They both never worried about clicking or not being in a single photo.

A photo is just a photo for me and I have never seen people like them.

Both guys without taking the eyes,concentrated in their work.Even I justified my work with full concentration without taking my eyes from them(as usual by watching what i like) .So I feel concentration being a common platform connected us.

This post is an entry for "Around The World With Expedia! " contest.

Adventurous Real Experience

This is my entry for "The Kissan 100% Real Blogger Contest".

Details about the places I mentioned here is written below.

One hot summer morning we started our trip from Singampunari to Natham(Mariamman Temple)to watch the pal kodam festival.We started our trip as an usual trip to temple with no plans.But it turned as an adventurous trip for us.We reached the temple,had darshan,watched all rituals and felt happy and satisfied.

We want to have the food and finish our lunch in the temple.So we waited for the crowd to get dispersed.Meantime,while talking to the nearby local people we came to know about Karanthamalai falls.We all felt very curious to visit the place.

So without wasting time,from Natham temple we started driving towards Karandamalai.On the way we all felt bad for not bringing an extra pair of dresses to take a bath in the falls.With the assistance of the bystanders we neared Karanthamalai.
After reaching the place alone we came to know that we had to walk 2-3kms to reach the falls.We all looked at each other and finally decided to go ahead.

We parked our car in the main road.But villagers guided us to drive in.The path looked very narrow with thorns and sharp small we all hesitated.Like showing in cinemas,in one way path,no space for a car to go straight,slightly in a slanting way we drive and entered Karandamalai.By God's grace our car tyre never got punctured.
So entry itself created fear.We all felt afraid and also got excited about unusual driving on a very narrow path.We crossed the narrow path with the big question of how to get returned again in the path.From the villagers,we came to know that the falls is inside the forest.We all got shocked and felt bad.With the excitement of seeing falls without knowing details about the place we started like that we blamed each other.
But all our questions and worries got vanished from our mind after seeing mango trees.
A huge number of different types of mango trees first cacthes our eyes.we parked our car and ran towards the tree.We saw a friendly person standing and guarding mango trees.We asked him to guide us inside the forest to reach the falls.He accepted and also gave us permission to pluck mangoes.
In my life I have seen mango trees only in picture.Huge number of trees with different varieties of mangoes.That moment sky is the limit for my happiness.I felt very excited.I plucked and ate mangoes directly from the trees.Then I plucked a lot and stored in my bag to make pickles.The experience was completely unusual but it gave unlimited happiness.
After that we started waking in rude path with full of trees,stones and small rocks.The path was not even and it was filled with thorns and many insects.So we felt very difficult to walk.
We had mixed emotions while walking inside the forest.Very few local village people only were there.In some place except us nobody was found.We felt afraid as we entered deeper.we prayed forest god idol there to strengthen us.
We reached the small stream of the main waterfalls.we all felt hungry.we opened our packed food and filled our stomach.Then we relaxed ourself under the shadow of a big tree.Some village people also joined us.
So we felt happy and without fear we walked towards falls along with them.Climbing up the rock we felt very difficult and risky. But finally we reached the falls and had a nice time.It was my  unforgettable unexpected adventurous real experience.

Details about the place

Singampunari is a town in Sivagangai district, in Tamil Nadu, India.

Natham is a small town in Dindigul district in Tamil Nadu(India).Natham has a Mariamman Temple which conducts annual rituals that are famous in the entire group of villages. The festivals during the season include people performing various activities to Amman viz - Pal Kodam etc

Karanthamalai R F is a small village located in the district of Dindigul in the state of Tamil Nadu in India.

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SOPA and PIPA:Is Network is in Danger?

Internet a decade ago was conceived as a distributed system with self-regulation.Now the need for "manual control" is fairly rising up.Different countries approaches this differently.In recent months, a lot of hype has been around for bills SOPA and PIPA.It has not yet approved in the U.S.Despite the fact that the threat to online privacy has receded a bit, it is useful to understand exactly what these laws are bad and dangerous to attempt to further streamline the work of the Network were not as dangerous. 

What are the security-related implications of SOPA?
One big one is how it interacts with the domain name system and a set of security improvements to it known as DNSSEC.
The idea of DNSSEC is to promote end-to-end encryption of domain names, meaning there's no break in the chain between, say, and its customer. Requiring Internet providers to redirect allegedly piratical domain names to, say, the FBI's servers isn't compatible with DNSSEC.Read More
What will SOPA require Internet providers to do?
A little-noticed portion of the proposed law, which CNET highlighted in an article, goes further than Protect IP and could require Internet providers to monitor customers' traffic and block Web sites suspected of copyright infringement.
"It would cover IP blocking," says Markham Erickson, head of NetCoalition, whose members include, Google, eBay, and Yahoo. "I think it contemplates deep packet inspection" as well, he said.Read More

About Ants

We all know about the amazing abilities of antsThey live in large, interconnected colonies, can lift a weight that is greater than themselves several times and coordinate their actions with incredible accuracy.
But much of what makes ants awesome, can make them formidable foes. 

Here are some of the strengths of these insects

Ants are as old as dinosaurs

Ants have survived mass extinction

Ants have conquered almost the whole world

One group of ants won six continents

The total population of ants is much higher than the population of the Earth

Some ants are fairly large

Ants collective intelligence

In some parts of the world, ants make up over a quarter of the biomass of animals

Ants cooperate with other

The ants practice slavery

Ants build many different types of homes. Many ants build simple little mounds out of dirt or sand.

It is estimated that there are about 20,000 different species of ants. For this reason ants have been called Earth's most successful species.

10 Amazing Benefits of Ginger

Ginger and its benefits

1.Ginger is used as a digestive aid to treat stomach upset.

2.Ginger is very effective for treating cold,cough and Pregnancy-Related Nausea and Vomiting.

3.Ginger tea helps to cure heartburn.

4.Ginger helps to get rid of morning sickness.

5.Reduces Pain and Inflammation.Ginger has anti-inflammatory properties and is a powerful natural painkiller.

6.Ginger is useful for treating menstrual disorders.

7.Ginger and Weight loss.It is effective in stimulating weight loss in obese men and women.Ginger increases metabolism – Ginger contains an acidic substance that stimulates gastric enzymes, which can aid metabolism. The better your metabolism, the more calories you will burn.

8.Ginger helps to lower cholesterol levels .

9.Ginger is used to successfully treat ovarian cancer

10.Ginger is also used for tooth pain.

Health benefits of Apples

Apple and its health benefits.

Top 10 Health Benefits of Apple

1.Apple is rich in fiber content which helps in digestion. An apple with skin contains 3 to 5 grams of fiber depending upon the size.So don't peel the apple's skin while eating.Regular consumption of apples ensures smooth bowel movements and helps in preventing constipation and stomach disorders.

2.Daily intake of apples helps to get rid of  Anemia.

3.Apple and Dental Care.The fiber content in apple cleanses the teeth.The antiviral properties of the apple protects our teeth and gums and also helps to keep the bacteria and virus away .

4.Apples helps to lower the level of cholesterol.

5.The various antioxidants and the pectin contained in apples helps to protect against various types of cancer including lung, breast, liver etc.

6.Apple and Skin care.Apple paste can be applied in face mixed with honey or milk.It helps to strengthen the skin.

7.Bone Health – Apples are the only fruit that contains flavonoids called “phloridzin.” This compound helps to increase bone density, which may help protect against osteoporosis.

8.An apple a day helps to breath easier.

9.Apples are regarded as an excellent food medicine for gout, arthritis and rheumatism.

10.Apples are great for keeping your Diabetes under control.Apples which are high in soluble fiber pectin helps to  control the blood sugar.

Lemon and its benefits

Lemons are highly antibacterial. Lemons are antiseptic. Lemons are simply amazing and can do wonders for your health. -  Lemons are rich in vitamin C, calcium, potassium and magnesium.

Lemon to Treat Colds and the Flu

When suffering from a cold, lemons are essential. Lemons strengthen your immune system.  Lemon combined with honey is a well known remedy. Add a few tablespoons of fresh lemon juice and a teaspoon of honey to a cup of boiling water.
You can also try a mixture of juice from one lemon, hot water, a couple tablespoons of honey. Add a half inch piece of cinnamon or a few cloves. Drink a glass every 3-4 hours.

Lemons on Insect Bites and Poison Ivy Burns

If you have been bitten by mosquitoes or fleas, be sure to dab some lemon juice directly on the area of the skin that has been bitten. This is a wonderful natural remedy and will help ease the itching and swelling caused by the insect bite.
Lemons also work wonders on poison ivy burns. Your skin will heal faster if you rub slices of lemons on the rash. Continue using lemons on your on infected skin until it as good as new.

Lemons to Prevent Memory Loss

Tests have newly been done on mice concerning lemons and memory. It showed that lemons have a positive effect to prevent memory loss. Lemons should be part of your daily diet.

Lemons and Stress

Lemons are known to help reduce stress. People who are suffering stress will benefit from a larger intake of vitamin C. Drinking a glass of lemon water daily when you get up in the morning should be an advantage. Drinking tea with lemon before you go sleep will also help to relax.

Lemons to Reduce Cholesterol

Studies have proven that one way of reducing cholesterol is to consume lemons as pectin and vitamin C lowers the level of cholesterol. Lemons contain both pectin and vitamin C. By including a lemon and lemon zest in your daily diet, the cholesterol level will be reduced. Please also consult with your doctor.

Lemons and Kidney Stones

Drink a glass of water containing a teaspoon of lemon juice daily. This will help prevent kidney stones. Drinking lemon water will also assist the curing of the most common kidney stones.
Source: lemonmania

13 products for healthy blood vessels

The blood vessels are the part of the circulatory system that transports blood throughout the body. There are three major types of blood vessels: the arteries, which carry the blood away from the heart; the capillaries, which enable the actual exchange of water and chemicals between the blood and the tissues; and the veins, which carry blood from the capillaries back toward the heart.

The following products which helps us to keep healthy blood vessels are:

Fiber (fiber), which contains the whole grain (whole wheat bread, brown rice, oats and buckwheat groats, etc.). Fraps excess cholesterol and removes from the body.

Salmon (or other fatty fish)
Oily fish such as mackerel, herring, tuna and salmon contain omega-3 fatty acids. Eating oily fish twice a week reduces the risk of heart disease, reduces inflammation and improves cholesterol metabolism.

Asparagus is one of the best natural purifiers of the arteries - it contains lots of folate, which are treated with long-standing inflammation of blood vessels and reduce blood pressure. Therefore, asparagus is a natural medicine that prevents blood clots.
Note: to cook the asparagus just need a couple of minutes in salted water, then drizzle with a creamy melted butter or olive oil. Serve as a side dish.

Pomegranate contains many phytochemicals that protect the mucous membranes of the arteries from the inflammation and damage. Pomegranate juice stimulates the body's nitric oxide, which dilates blood vessels and improves blood flow in vessels.
Note: Do not drink the juice from the store. Either eat fresh pomegranates with seeds, and squeeze the juice and divorce with clean water in a ratio of 1:1.

Broccoli is rich in vitamin K, which is essential for strong bones and prevent calcium deposits in plaques of cholesterol and damage arteries.
In addition, a lot of fiber in the broccoli, which normalizes blood pressure and cholesterol levels. Used the broccoli in soups and as garnish. And the more the better.
Note: to save all the valuable material, lay the cabbage in boiling water, add salt and a lid cook on low heat for 3-5 minutes. Properly cooked cabbage should be slightly crisp. Eat it should be immediately watered milk sauce.

Spice turmeric has a very strong anti-inflammatory effect, since it contains curcumin. Inflammation is a major cause of atherosclerosis and subsequent hardening of the arteries. Curcumin also helps to reduce fatty deposits in arteries by as much as 26%.
Note: add turmeric to all first and second courses, as well as in the warm milk that you drink before bedtime.

Studies show - polyphenols, which are many in this fruit (persimmon sodderzhit twice as much fiber and more antioxidants than apples) can reduce the buildup of cholesterol on the inner walls of blood vessels.

Every day, 4,500 mg of blue-green algae (usually in the form of ready tablets or powder), remove the chronic spasm of the artery walls, normalize blood pressure and help the liver to produce good cholesterol, which slows down the development of atherosclerosis.

Research shows that cranberries rich in potassium may help lower bad cholesterol, and regular consumption of acidic fruits can help reduce the overall risk of cardiovascular disease by as much as 40%!

According to researchers at Harvard University and the University of the Netherlands, people who drank more than two but not more than four cups of coffee a day for 13 years, had almost 20% lower risk of cardiovascular disease than people who consumed the drink only occasionally from time to time.
But the master key for obtaining the health benefits of coffee should be in moderation. Caffeine is a stimulant that can cause a temporary rise in blood pressure, which is normal after a while, but in excess, can lead to cardiac arrhythmia.

Green tea
Green tea is rich in catechins, compounds that reduce the absorption of cholesterol and help prevent cancer and prevent weight gain.

Potassium and folic acid contained in spinach, help to lower blood pressure, and, according to recent studies, one serving of spinach a day can help reduce the risk of heart disease by 11%.
Note: In the winter, fresh spinach may be replaced by ice cream and add it to omelets, salads, pasta.

Cheese helps to lower blood pressure. A recent study Women's Hospital and Harvard Briha School of Public Health, people who eat three servings daily low-fat dairy products have lower systolic blood pressure than those who eat less milk.
Note: in our stores is likely to find the cheese and low fat feta cheese (19-22-25%) of foreign manufacture (Polish for instance).

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